Online Payday Loans Instant Approval
Are you facing cash crisis? Need a quick financial solutions? We can help you!
- *Whizz is an independent comparison website, not a lender or a broker.
- *Applying won't affect your credit score.
- *All loans are subject to creditworthiness and affordability checks.
Save thousands of dollars with our Fixed and Lowest ever interest rate loans.
Why a large number of people choose Whizz? Because we brightening their rainy days since 2017. We made online borrowing simpler, faster, and more affordable.
Why choose "Whizz"?
Need urgent money? Don't worry! Apply online and get fast approval*.
Borrow $100 to $5k
You are free to borrow as min $100 to max $5000 with long repayments terms.
Secure application
Use our modern age secured application process to ensure you get funds securely and quickly.
Instant cash access
Want to quickly access your credit? We approve your small loan online within few minutes.
Dedicated support
Our loan specialists are always ready to help you throughout the whole process until you get approval.
Looking for online payday loans instant approval?
Online payday loans in Canada are a perfect solution to cover unplanned monetary issues. At Whizz, we can help you by providing instant approval decisions in no time. Our simple and secure application form takes 1-2 minutes to complete.
We can process the application on the same day, allowing us to loan disbursed within a few minutes, even if you have a low or bad credit score.
How do I check if I'm eligible for instant approval online payday loans?
It is essential to check your eligibility before applying for online payday loans with quick approval in Canada. To apply with Whizz, then you must:
- ✅ Be at least 18 years old.
- ✅ Have an active Canadian bank account with EFT or e-Transfer facility.
- ✅ Be a citizen or permanent resident of Canada.
- ✅ Should earn a stable income from regular employment or government benefits.
- ✅ A valid mobile number, email, and residence address are required.
If you meet the above essential eligibility criteria, you can apply for same-day payday loans online in Canada. After that, the lender checks your application and processes it further to provide an instant decision on your loan request.
During the application process, your lender might ask you to show proof of your income to evaluate whether you can afford the repayment of your loan or not.
How to apply for payday loan online instant?
If you are stuck in urgent financial troubles, an online payday loan with instant approval might help. At Whizz, you can easily apply for payday loans online 24/7 and even on weekends and holidays.
We have over 40+ Canadian payday loan lenders to ensure you get nearby options for payday loans with no refusal. Find out how we work below:
1️⃣ Apply online for the amount you want: Fill out our 100% online and secure application form with your personal, banking, and employment details. You can apply for $100 to $1,500. Always remember to apply for a small amount for a high acceptance rate.
2️⃣ Get an instant decision in no time: Our lenders are always ready to give instant pre-approved payday loan lending decisions, even if you have a bad credit score.
3️⃣ Cash paid in minutes: Once your payday loan is instantly approved, you'll receive your loan amount via e-Transfer within 5 minutes.
Can I get a payday loan if I have bad credit?
You can still apply for a payday loan if you have bad credit. Many reputable payday lenders offer online payday loans for bad credit to those with imperfect credit scores.
Usually, lenders who offer loans for bad credit people in Canada look more into the applicant's affordability of the loan rather than their credit score. You could receive a loan offer if you can afford your loan repayments on the due date.
It is essential to know that payday loans with bad credit are offered at higher interest rates. But if you have a good source of income and can manage your money effectively, you can meet all your repayments on time.
If you make the payment of your on time, this could improve your credit score gradually. Furthermore, it could unlock more ways towards new credit options at much cheaper costs.
Why choose Whizz for online payday loans in Canada?
Because Whizz provides instant approval payday loans online from the best and most reputable Canadian direct lender. Our simple and fast payday loans online disbursed cash minutes after loan approval. Here are some more reasons why Whizz is a perfect option for you:
- We have Canadian direct lenders who are willing to work with everyone.
- We have flexible and affordable repayment plans.
- We offer guaranteed decision and same-day funding on approved loans.
- Our customer services and executives are from Canada.
- You can repay early anytime and save on interest.
- You can borrow our loans for 3-12 months.
- We're operational 24/7, and you can apply anytime and any day.
Online Payday Loans Instant Approval- Some FAQ's
Can I get the money on the same day?
Yes, payday lenders offer same day payday loans to eligible customers. Once your loan is approved, you can get the money in your bank account within a few minutes.
Can I get a payday loan without a credit check?
When you complete the application at Whizz, our lenders skip the traditional credit checks and perform soft credit checks- this will not impact your credit score. Typically, payday lenders focus more on the applicant's repayment ability than their credit history. So, even if you have bad or no credit, you are still eligible to apply for a payday loan of up to $1,500.
How much can I borrow?
Once you complete the application at Whizz, you can borrow $100 to $1,500 from a payday loan online instantly.
What is the easiest payday loan to get online in Canada?
At Whizz, we have 40+ direct lenders that make it possible to get the easiest payday loan online in Canada. Just fill out an online and simple application and get instant approval within a few minutes. Once the loan is approved, you can get funded within 5 minutes via e-Transfer.
Where can I get a guaranteed payday loan?
No reputable and licensed lender in Canada can offer guaranteed payday loans. There are some regulations and protocols that every lender has to follow before approving a loan. So, beware of such low-grade lenders and don't apply to avoid scams and fraud.
Can I get a payday loan deposit on weekends?
Yes, it is possible to get payday loans on weekends. Some payday lenders online allow you to apply on Saturday and Sunday for payday loans. Once your loan is approved, the funds quickly deposit in your bank account on the same day.
Ready to get started?
Apply online, get instant decision, and if approved, access up to $1,500 or more.