Guaranteed Payday Loans No Matter What Canada

Is It Possible To Get Guaranteed Payday Loans? Let's Find Out!!

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  • *Applying won't affect your credit score.
  • *All loans are subject to creditworthiness and affordability checks.
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Guaranteed payday loans online in Canada is just a concept that sounds good and attracting customers. But in reality, they are not possible. Don't be sad, at Whizz, lenders are working with us who provide instant approval payday loans on customers' applications.

Such guaranteed payday loans no matter what direct lender, having the highest approval ratio and all are responsible lenders and validly licensed holders. Direct lenders make the whole loan process simplified and fast to approve which seems like guaranteed loans.

What are guaranteed payday loans in Canada?

Guaranteed payday loans are small and unsecured loans provided by the payday lenders for the money amount up to $1,000- $5,000. Usually, the repayment is made on the borrower's next pay date. These loans are short-term and best to handle unexpected cash emergencies.

These loans are advertised as guaranteed loans, which mean that they promise you guaranteed loan approval. It sounds good, but be careful from such types of loans and lenders, as they could be scams or fraud.

With traditional bank loans, the level of being approved is very low. They are only accepting the applicants who are holding top rating credit scores. On the other hand, modern private lenders are close to providing "Guaranteed Loans", no matter what.

Whizz incorporates with top online lenders from Canada who offer almost 95% of the loan approval rate in some cases. Such loans are nearby to guarantee payday loans for bad credit because most of the customers get approval and money within few minutes.

Modern online lenders do not demand a perfect credit score, and even there is no collateral needed for the loan approval. Minimum eligibility criteria make the loan application process fast and easy which increases the chances of getting approval.

Are guaranteed payday loans in Canada possible?

No legit loan provider promises approval. All the responsible lender has to make sure that you can afford the loan or not. There are many scams associated with payday loans and it might be dangerous to deal with such lenders who offer guaranteed approval.

There are some signs of warning mentioned below that you should look for before applying for a loan:

  • When lender offer 100% assurance of approval,
  • The lender is not registered from Canadian regulatory,
  • Your lender asked for upfront payments,
  • Lender demand advance payment to unknown bank account,
  • Email correspondence coming from unofficial email and,
  • Loan offer at very low interest rates.

With these tips, you can easily bust the loan scammers, but make sure there is a very slight difference between the word "Guaranteed" and "Immediate" approval. Many legit lenders offer instant approval payday loans where approval is almost guaranteed.

In brief, such type of lender does not offer you 100% guarantee approval of your loan, but yes, they can instant approve your payday loans. These direct payday loans lenders offer money at the highest approval rate and designed to provide quick cash to the Canadians at their emergency time.

Even though you are not getting guaranteed approval for payday loans in Canada, you can still get an instant decision on your application. Lenders at Whizz using an advanced algorithm which provides automatically matched the applicant profile with the best lenders. This makes the process fast and provides immediate approval to borrowers.

Personal loans vs. guaranteed payday loans no matter what Canada

Generally, both personal loans and payday loans are similar to each other. However, there are some differences between both.

Usually, payday loans online permit to borrow up to $2,000. Although some lenders can offer up to $5,000, it depends upon lenders. Additionally, payday loans are unsecured and offered for a short-term period (few months).

On the other hand, personal loans are available up to $10,000. Some lenders offer such loans for several months to years as repayment time. Personal loans are subject to security; it means you have to submit collateral against your loan.

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Can I get payday loans with bad credit?

Bad credit is an indication that you have several issues or missed payments in your credit profile. In this case, lenders may hesitant in offering you the loan services. But the good news is that modern lenders offer guaranteed payday loans for bad credit people.

Despite your poor credit, you can still have the chance to use the Whizz lender finder service. Yes, it is true! We match your loan application with lenders who can almost approve your loan even if you are holding an adverse credit rating.

We work with those payday loan lenders who are focus on your current financial situation and your loan affordability power, not on your previous credit status.

Our lenders focus on following aspects:

  • Your current income source and expenses,
  • Details of employment or government benefits status and,
  • Current banking history.
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Can you offer me guaranteed loan approval with no credit check?

Unfortunately, Whizz does not offer you guaranteed payday loans with no credit check, even not any reputable lenders in Canada will provide you this service.

While guaranteed approval is not for everyone, but 9 out of 10 applicants are getting their payday loan approval within few minutes. If you can afford your loan repayments on time, you can also get approval without any hassle.

Because we have no criteria set for credit score to qualify for a loan, so poor credit score is not a determining factor that disqualifying you. Our lenders conduct a soft credit check to identify the borrower's past financial status. Soft credit checks not to affect the credit score.

Lenders only look into your regular income, expenses, and payment history. If you are maintaining all, we will never reject your loan application in any condition, even on a bad credit score.

What happens once a lender approves me?

Once you successfully get approval for your no refusal payday loans Canada, your lender gets in touch with you. Moreover, your lender sends your loan contract via email that you need to sign. We are advising you to thoroughly read your loan contract before signing it. You must keep the following points in your mind while checking your loan contract:

  • Check the loan rates and associated fees,
  • How much amount they offered and,
  • Repayment terms.

If you are confused or insecure about anything related to your contract, immediately contact your lender directly. Responsible lenders always ready to help you in all aspects of your application, so be 100% clear about your loan contract and terms.

How repayments work?

Generally, with guaranteed payday loans no matter what Canada 24/7, you and your lender will agree on repayments. In brief, you need to provide how much time you need for repayment of your loan, and also the frequency of repayments. As per your lender, you can choose weekly or monthly repayments.

Mostly, lenders directly debit the loan repayments from your bank account on your salary day. Therefore, you have to maintain the loan repayment in your bank account for successful automatic deduction. Once your loan is fully paid, the direct debit will be stopped.

Please keep in mind that if you miss your repayments, you may be paying the additional penalty and fees. Read your contract to check the fees and penalty charges.

Why choose Whizz?

People of Canada love the loan services provided at Whizz. We process hundreds of loan applications every day and help Canadians in their odd financial days.

Below are some things that we offer for you:

  • It's 100% Free!
    Our all services are free of cost and you won't need to pay us a penny. It doesn't matter how much amount of a loan you are approved, we are always 100% free!

  • Instant Processing
    Whizz always works to provide you loan ASAP. Whenever you apply with us, we processing your application fast and try to provide you the loan within few minutes or an hour. Most of our borrowers get their money within 10-15 minutes.

  • Faxless System
    Our modern and smart algorithm enables us to digitally access the information that we need from our applicants. Therefore, we conduct a faxless or paperwork-free process.

  • Freedom to Spend
    You can use your loan money for any occasion you want. In other words, you can use your instant guaranteed loans to cover your expenses or to deal with unexpected emergencies. Money is yours, spending is yours.

  • Whole Canada Coverage
    Whizz is available 100% online. This means you can access and applied for a loan from anywhere in Canada. All you need a smart device and an internet connection.

  • Transparent
    We are always clear and honest about our services. In addition, guaranteed payday loans direct lenders who are incorporate with us are always transparent. All the fees, rates, and charges will be pre-mentioned on your contract. Resultant, stress-free application!

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