CCTB Payday Loans

CCTB Payday Loans help you to bear the cost of your raising children

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Intro to the Canada Child Benefit (CCB)

Canada Child Benefit (CCB), commonly known as the Canada Child Tax Benefit (CCTB) is introduced by the Canadian government in July 1945. The CCB program is administered by the Canada Revenue Agency (CRA).

CCTB is a tax-free monthly payment program for eligible Canadian families to help with the cost of raising children under the age of 18 years. CCB was introduced in the year 2016 to replace the older program named Universal Child Care Benefit (UCCB).

The Canada Child Benefit (CCB) includes the National Child Benefit (NCB), and the Child Disability Benefit (CDB).

Who can eligible for the CCB?

If you want to enroll yourself in the CCB or CCTB program, you need to meet the following criteria:

  • You're a resident of Canada for tax purposes.
  • You live with a child under 18 years of age.
  • You have primary responsibility for the child's care and upbringing.

You could also be eligible to receive the Canada Child Benefits if you or your spouse is:

  • A Canadian citizen or permanent resident.
  • A temporary resident who has lived in Canada for the previous 18 months.
  • A protected person.
  • An indigenous person.

Primary Responsibility

To apply for CCB, you should be ready to be considered as a "Primary Responsible" for raising your children. Some key responsibilities for you are:

  • Supervising the child's everyday activities.
  • Taking care of their daily needs.
  • Taking care of any medical needs.
  • Arranging childcare.

How to apply for the CCB?

You can apply for the Canada Child Benefit (CCB) as soon as you met the following conditions:

  • Your baby is born.
  • Your child starts to live with you after a period of living elsewhere.
  • Your custody arrangements change, or you are granted custody of a child.
  • You or your spouse or partner start to meet the criteria and become eligible.

You can apply for the CCB at the same time when you register the birth of your baby with your respective Canadian province, or territory. You can complete the Form RC66, Canada Child Benefits Application. Once you fill out the form, return it via mail along with any additional documents required by the form. You will start getting your CCB payments within 8 weeks once the Canadian government receives your online application.

When your child turns 18 years, or when your annual family income reached the limit of $120,000, you will be disqualified for CCB.

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Cash Advance on Child Tax Credit- Possible?

Yes, you can get loans that accept child tax in Canada. We all know that the Canada Child Benefit (CCB) payments are not enough to sort all monthly expenses. Many unexpected expenses throughout the month required extra cash.

There are two types of child tax benefit loans for which you can apply and get funded as soon as possible. They are:

  • CCTB installment loans
  • CCTB payday loans

👉 CCTB Installment Loans

CCB or CCTB installment loans are offered at a lower interest, large loan amount, and are come with longer repayment terms. These loans are less expensive and are easy to repay. When you get approved for installment loans that accept child tax, you have to pay back the loan sum in equal monthly installments including interest.

Some benefits of CCTB Installment Loans:

  • Bigger Loan Amount: You could be easily approved for a bigger amount loan with a CCTB installment loan. Only you need to show your Child Tax Credit as a primary source of your income to the lender. The sum will be around CAD 300 up to CAD 15,000.

  • Lower Interest Rates: The interest rate of installment loans with Child Tax Credit is much lower as compared to another financing. A lower interest rate makes them a better loan option.

  • Easy Approval: CCTB installment loans required fewer eligibility criteria. Unlike regular bank loans, even if you have bad credit, you can get approval for a loan. But you have to show a regular source of income to prove that you can afford your loan repayments.

  • Long Term: Another feature that makes CCB Installment loans more practical is their long-term loan repayment.

👉 CCTB Payday Loans

Online Payday loans using child tax credit (A.K.A baby bonus payday loans) become more popular after the COVID-19 pandemic. This disease not only harms the human body but also affects professional life, especially for Canadian parents. CCTB payday loans are much demanded by the parents who receive the Canada child credit.

CCB payday loans are indeed easy to get, but make sure to get funds from such loans only when you face emergencies. Just apply online and show your Canada Child Benefits as a primary source of income.

You could get money up to CAD 5,000 within 10-15 minutes. If you are in rush, then apply for e-Transfer® payday loans Canada 24/7 child tax to get funded within 5 minutes*.

Some benefits of CCTB Payday Loans:

  • Instant Funds: Child tax payday loans are specially designed for the parents who receive the Canada Child Benefits and need extra money. You can apply for CCTB payday loans and get money from CAD 100 up to CAD 5,000 within a few minutes.

  • Bad Credit OK: We all know that at the time of emergencies, regular bank loans are only meant for people with good credit. But on the other hand, you can apply for child tax benefit loans with bad credit. If you can afford your loan, you can apply for it.

  • No Paperwork: When you apply for payday loans on CCTB, there is no requirement to submit a heap of documentation. Just complete a small online application form and get ready to see money reflected in your bank account.

  • No Collateral Needed: The best thing about payday loans that accept child tax in Canada is that you don't need to pledge for a collateral. Payday loans on CCTB come with features like approval on fewer requirements, same-day money deposit, and no extra fees.

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Who can apply?

If you feel that your current Canada Child Benefit payments are not sufficient to manage all your monthly expenses. You can apply for cash advance loans that accept child tax. To get loan approval, you need to match some basic eligibility requirements. You should be:

  • Be applying as an individual (no joint applications).
  • Be a citizen or permanent resident of Canada and currently residing in Canada.
  • Be earning an income or receiving the Canada Child Benefit payments.
  • Be at least 18 years of age.
  • Not have any outstanding defaults.
  • Not have any court judgements, writs, or bankruptcies.
  • Have no more than three active payday loans at the time of application.

CCTB Payday Loans- FAQ's

Can I get a payday loan using my child benefit?

Yes, many payday lenders accept the Canada child tax benefit as a source of income. You can see that most child tax loans are offered by payday lenders. When you face a shortage of cash, the faster and safer way to cash is CCTB payday loans.

Do you offer child tax benefit loans to people with bad credit?

Yes, whether you earn good credit or bad, we are always here to assist your financially. Our lending decisions are made upon your loan affordability, not on your current credit score. If you receive CCB payments, you can apply for child tax benefits for bad credit.

Do I need to do fax anything?

No, we offer faxless payday loans. This means everything is done online and you can upload your required documents to your application form. Now no need to step out for a loan.

What are email money transfer payday loans?

Child tax benefits payday loans email money transfers are a special type of loan in which you get your money via Interac e-transfer. You can apply for child tax EMT loans by using your smartphone or computer and get funded within 5 minutes*.

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