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A payday loan is an unsecured short-term loan ranging from $100 to $1,500 for 30 days or until the applicant's next paycheque. These loans are quickly approved and designed to provide instant funding for unexpected financial emergencies.

In order to apply for a payday loan online in Canada, you need to meet with the following eligibility criteria:

• 18 years of age or older.
• An active Canadian bank account.
• Income from employment or benefits.
• Access to online banking or Interac e-Transfer®.

Yes, many payday lenders accept income from Employment Insurance as a valid source of income to approve EI payday loans in Canada.

Yes, a pensioner in Canada can get a payday loan or personal loan. At Whizz, we offer payday loans for pensioners in Canada and accept income from Canada Pension Plan (CPP) and Old Age Security (OAS) to approve a loan.

Generally, Whizz provides online payday loans in Canada. Our payday loans are ideal for sorting short-term cash problems and unsuitable for long-term financial commitments. E-Transfer Payday Loans, No Refusal Payday Loans Canada, Weekend Payday Loans Canada, CPP Payday Loans Canada, Child Tax Benefit Loans Canada, and ODSP Payday Loans Online are some of our popular and demanding payday loan services.

Here's how you can apply for Canadian payday loans online from Whizz by completing three simple and easy steps:

1. Apply Online: Whether in your office or the comfort of your home, apply online from anywhere and anytime through our secure application form.

2. Get Instant Decision: Once you've applied for a loan- you'll hear back with an instant decision from us in no time.

3. Get Money: If your loan is approved and you accept the loan offer, the money will be directly deposited into your account within 5 minutes* by Electronic Funds Transfer (EFT) or Interac e-Transfer®.

Usually, payday loans range from $100 to $1,500. The loan amount depends upon your lender and your ability to repay. It is always wise to check your affordability before applying for a loan because, in the end, you need to repay your payday loan with interest rates.

Whizz always strive to help their customers during their financial odd time. That is why we offer the fastest e-transfer payday loans in Canada, allowing us to cash disbursed into your account within 5 minutes after your loan is approved. Our whole application process is 100% online; anybody completes it from their smartphone, tablet, or laptop.

We are all hit by a shortage of cash here or there at one point or another. At this point, Whizz payday loans come to the rescue. Our emergency payday loans are designed to assemble your out-of-control finances. We always believe in responsible lending, so we lend you an amount you can repay comfortably without damaging your finances.

Yes- you don't need a good credit score to get a payday loan in Canada. Usually, payday lenders want to see your employment status, income, and ability to repay rather than your previous credit rating. It means having poor or no credit couldn't stop you from getting payday loans with bad credit.

Yes, you can get a payday loan with no credit check. Typically, payday lenders skip the traditional credit checks while assessing a payday loan. But keep in mind that you must earn a stable income and also can repay the loan on time. Plus, no credit check loans are offered at higher interest rates, so make a better repayment plan.

No, finding loans for unemployed people in Canada might be difficult, but not impossible for us. We accept various alternative sources of income to approve a payday loan. Some are included as Employment Insurance Benefits (EI), Canada Child Tax Benefits (CCTB), Canada Pension Plan (CPP), Assured Income for the Severely Handicapped (AISH), Ontario Disability Support Program (ODSP), and various other disability benefits income.

To take an online payday loan with Whizz, you must have an active and valid bank account with a Canadian bank or credit union with an active Electronic Funds Transfer (EFT) facility. We also offer faxless payday loans with email money transfer (e-Transfer®) by which you can get money in under 5 minutes* after loan approval.

In reality, Canada has nothing like "guaranteed" or "no refusal" payday loans. No reputable lender can offer a 100% approval loan. There are some eligibility criteria and affordability checks that every lender has to follow before providing a loan.

While there's no such thing as guaranteed payday loans in Canada, Whizz works with some trusted and specialist Canadian direct lenders who are willing to help people who are struggling to find a loan. Due to our extensive panel of lenders, we offer the highest acceptance payday loans with almost a 98.99% approval rate. So, your chances of being accepted for a loan are high, but we don't offer guaranteed approval.